“For truly, I say to you, if you have faith like a grain of mustard seed, you will say to this mountain, ‘Move from here to there,’ and it will move, and nothing will be impossible for you.”
Matthew 17:20We are a husband-and-wife team rooted in our Christian faith. We founded Mustard Seed Consulting as a way to honour and serve God in the marketplace.
Our practice was not born from a business plan — it was born from a calling. We chose to step into the marketplace not to separate our faith from our work, but to express it through our work.
We believe the marketplace is one of the most powerful places to live out a Kingdom mandate — and that serving our clients well is itself an act of worship.
We hold a biblical view of money and resources. Everything we earn, own, and owe is part of a larger story — one in which we are not the owners, but the stewards. These convictions are the foundation from which we serve every client.
Every person we serve is unique.
So is the guidance we provide.
We partner with South Africans from all walks of life, helping them navigate their tax responsibilities with confidence. Guided by faith and grounded in stewardship, we help our clients move forward with confidence and peace of mind.
Stepping across borders to answer a new calling requires immense courage and a profound leap of faith. As you navigate the complexities of settling into a new country — building a home, a career, and a community — it is easy for South African tax obligations to feel like a distant memory or a burden to be “dealt with later.”
Whether your move was driven by a new opportunity or a leap into the unknown, bringing order to your tax affairs is not just about ticking a box for the authorities; it is about walking in the light and honouring the journey God has set before you.
Whether you need to formally cease your South African tax residency, or simply ensure your returns are in order — we would love to help you get this sorted properly.
Start a conversationTax residency assessmentUnderstanding whether you are still a South African tax resident and what your obligations are.
Ceasing tax residencyGuiding you through the formal process of ending your South African tax residency with SARS.
Section 10(1)(o) exemptionAssessing your eligibility for the foreign employment income exemption if you remain tax resident.
Outstanding ITR12 ReturnsFiling overdue or current South African tax returns accurately, wherever in the world you are.
SARS correspondenceHandling any queries, verifications, or assessments from SARS on your behalf.
Remote work has opened remarkable doors for many South Africans, offering a unique blend of global access, career flexibility, and the opportunity to build a life centred around home and family. For many, this shift is a profound sign of God's provision — a gift that allows for a more integrated and intentional way of living.
But with greater freedom also comes greater responsibility. Working remotely requires diligence, discipline, and integrity, especially when much of your work happens without direct supervision. Scripture reminds us to work wholeheartedly, serving faithfully in all that we do.
Ultimately, working wholeheartedly for the Lord is the foundation of our labour, and the integrity of our taxes is the testimony of the work we do.
We help remote workers navigate the unique tax complexities of claiming a home office expense, so that your financial affairs reflect the same integrity you bring to your work.
Start a conversationHome office claim eligibilityWe assess whether a home office deduction can be claimed based on SARS criteria — including the nature of your duties, your employment contract, and whether your home office is used exclusively for work.
Employer letters and supporting documentationWe assist with obtaining and preparing the necessary letters and paperwork your employer must provide to support a valid home office claim with SARS.
Home office deductionsCalculating and substantiating your legitimate home office expense claims correctly and fully.
Annual ITR12 ReturnFiling a complete and optimised return that reflects all your income and allowable deductions.
The modern marketplace has broken down traditional borders, allowing South African professionals to lend their unique skills, intellect, and creativity to organizations across the globe. Standing as an independent contractor or consultant to a foreign company is a position of remarkable autonomy — and a clear reflection of God's expanding provision beyond geographic boundaries.
Scripture calls us to be sober-minded and diligent, establishing our work with structural integrity so that our business practices bear witness to the excellence of the Kingdom we represent.
SARS is increasingly scrutinizing cross-border consultancies to ensure individuals are not misclassified. We help you untangle your cross-border contracts to determine exactly where you stand.
Start a conversationContract classification reviewsAssessing whether your arrangement aligns with independent contractor principles under SARS guidelines.
Cross-border structuringHelping you establish a compliant and sustainable operating structure for international consulting work.
Private company setup and complianceWe assist with the setup of the correct structure by incorporating a private company, assist with payroll, tax compliance of the private company as well as secretarial work for the private company.
Annual ITR12 ReturnPreparing and filing your annual return accurately and comprehensively.
Property is one of the most tangible manifestations of God's provision and a significant entrustment of His resources. When you own property, you are doing more than managing a physical asset — you are a steward of a portion of God's earth.
Throughout Scripture, the land is often spoken of as a place of promise and inheritance. Managing your rental income and meeting your tax obligations are not just administrative tasks — they are essential parts of caring for what you have been given, ensuring it remains a sustainable source of provision for years to come.
We help South African property owners ensure their rental income is correctly declared and their legitimate expenses fully and accurately claimed.
Start a conversationRental income declarationCorrectly structuring your rental income schedule as part of your annual ITR12 return.
Expense optimisationIdentifying and substantiating all allowable deductions — rates, levies, interest, repairs, and more.
Multi-property ownersManaging returns for clients with more than one rental property in a clear, consolidated way.
Maybe it has been sitting there for a while — that quiet awareness that your tax affairs need attention. Not urgent enough to deal with today, but never quite leaving your mind either.
We are here to help you move it and to give you peace of mind.
Take that first step. Reach out to us today.
That is why 10% of everything we earn goes directly to supporting Kingdom work and uplifting communities. Thank you for partnering with us to make an impact and help others move mountains.